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Horse Primary

This policy is designed for all equestrian & sport horses from aged between 1 – 12 years, but on Underwriters agreement may be renewed until age 16 years
Cover
•    Death and destruction on humane grounds resulting from an accidental external , violent & visible  injury or death and humane destruction directly or indirectly attributable to colic  -
     excluding all  other losses directly or indirectly attributable to any other     lameness including tendon & ligament injuries, illness or disease
•    In transit within NZ only
•    Veterinary Surgeon Fees - Major costs of veterinary fees associated with an external violent injury or  colic to a maximum of $5,000 or 50% of Sum Insured in the aggregate in excess of $1,000
•    Theft and unlawful removal
•    Removal & Disposal costs up to $500
•    90 day extension clause
•    Operations clause additional premium for non life saving operations
•    Agreed value
We cover all disciplines:   Showing, Hacking, Pony Club Activities, Breeding, Schooling. Pleasure, Farm work,  Dressage, Endurance, Western Riding, Driving, Showjumping, Hunting, 3 Day Eventing

Excluding
 Polo & Polocrosse, Miniature Horses
Any horse which has previously suffered &/or been treated for colic symptoms

DECLARATION OF HEALTH IS REQUIRED FOR EVERY ANIMAL EXCEPT :-

Veterinary Certificate requirements:
Sum insured $50,000 and over – a satisfactory 2 Stage Veterinary Certificate

IT IS IMPORTANT THAT WE ARE ADVISED IMMEDIATELY SHOULD YOUR HORSE FALL ILL OR SUSTAIN ANY INJURY

 
Annual Premium:
Minimum policy & per horse premium is $150 incl gst

Classes 1,2 & 3


Sum Insured ($incl gst)    Premium ($ incl gst)    


2,000                                     150.00
3,000                                     150.00
4,000                                     150.00
5,000                                     175.00
6,000                                     210.00
7,000                                     245.00
8,000                                     280.00
9,000                                     315.00
10,000                                   350.00        




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