This policy is for Stallions & Broodmares used exclusively for breeding purposes aged between 3 – 12 years and covers.
- Death and destruction on humane grounds due to accident or illness.
- Major Veterinary Costs
- Theft and unlawful removal
- In transit anywhere within NZ and Australia including transits between
- Removal & Disposal costs up to $500
- 90 day extension clause
- Operations clause - all operations must be advised to Underwriters prior to it being carried out
- Foaling
Optional extensions to cover
- Aggregate Deductible cover – limit the amount of loss you can incur in a 12 month
period plus be secure in the knowledge that all your stock is covered plus automatic
additions for purchases and foals from 24 hours of birth.
- 12 month extension – an essential extension for well bred breeding stock horse.
- Stallion Permanent Disability - in the event of the STALLION becoming totally and permanently:
- IMPOTENT; or
- INFERTILE; or
- incapable of SERVING MARES
as a result of an accident, illness or disease sustained or contracted during the period of this Insurance
- Stallion Loss of Income – protect your income stream if your stallion is temporarily
unable to complete the season due to an accident of illness.
- Prospective Foal insurance
- Mare Barrenness
- Frozen embryo & semen storage
What We Pay:
For death or humane destruction from accident, illness or disease
if the Insured horse dies or incurs an injury or is afflicted with an excessively painful disease and the suffering of the horse is incurable and so excessive that destruction is imperative for humane reasons - fair market value of the horse immediately prior to the accident or first manifestation of the illness or disease giving rise to the loss, but will not exceed sum insured specified in the Schedule.
We will pay the fair market value at the time of loss or injury or sum insured on the schedule which ever is the less.
Other limits on what we will pay
Major Veterinary Costs - incurred by the insured for the treatment of the insured horse
we will pay up to a maximum of $10,000 or 50% of the Sum Insured each and every accident or illness and in the total over one annual period of insurance. The total costs incurred by each & every accident or illness is subject to an excess of $1,000 or 10% of Sum Insured which ever is the greater to a maximum of $2,000. Conditions do apply
Stallion Permanent Disability –
fair market value of the stallion immediately prior to the accident or first manifestation of the illness or disease giving rise to the loss, but will not exceed the sum insured specified in the Schedule.
Veterinary requirements:
Sum insured $1 - $49,999 satisfactory declaration of health unless the horse
has been sick or injured during past 12 months in which case a veterinary certificate
is required.
Sum insured $50,000 and over – 2 Stage Veterinary Certificate.
IT IS IMPORTANT THAT WE ARE ADVISED IMMEDIATELY SHOULD YOUR HORSE FALL ILL OR SUSTAIN ANY INJURY