This policy is designed for all equestrian, sport & pleasure horses from aged between 1 - 16 years and covers.
- Death and destruction on humane grounds due to accident or illness.
- Major Veterinary Costs
- Veterinary Surgeon Fees - Major costs of veterinary fees associated with injury or illness to a maximum of $10,000 or 50% of Sum Insured in the aggregate (excess of $1,000 or 10% of SI which ever is the greater to a maximum of $2,000 conditions apply.)
- Theft and unlawful removal
- In transit within NZ
- Removal & Disposal costs of up to $500
Also included
- 12 month extension clause
- Operations clause - all operations must be advised to Underwriters prior to it being carried out
- Wobbler syndrome
- Agreed value
- Foaling
We cover all disciplines and for your ease we have divided them into the following classes:
Class 1: Showing, Hacking, Pony Club Activities, Breeding, Schooling. Pleasure, Farm work
Class 2: Dressage, Endurance, Western Riding, Driving, Showjumping, Hunting
Class 3: 3 Day Eventing
On Special Application:
- Advance Grand Prix Eventing, Showjumping and Dressage.
- Polo & Polocrosse, Miniature Horses and Foals.
- Horses values greater than $10,000
What We Pay:
For death or humane destruction from accident, illness or disease
If the Insured horse dies or incurs an injury or is afflicted with an excessively painful disease and the suffering of the horse is incurable and so excessive that destruction is imperative for humane reasons - We will pay the sum insured which was agreed at the commencement of the policy or the agreed sum insured if amended during of the period of insurance as shown on your schedule.
Major Veterinary Costs - incurred by the insured for the treatment of the insured horse we will pay up to a maximum of $10,000 or 50% of the Sum Insured each and every accident or illness and in the total over one annual period of insurance. The total costs incurred by each & every accident or illness is subject to an excess of $1,000 or 10% of Sum Insured which ever is the greater to a maximum of $2,000. Conditions do apply
INSTANT COVER IS AVAILABLE JUST CLICK HERE
DECLARATION OF HEALTH IS REQUIRED FOR EVERY ANIMAL EXCEPT :-
Veterinary requirements:
Sum insured $1 - $19,999 satisfactory declaration of health unless the horse has been sick or injured during past 12 months in which case a veterinary certificate is required.
Sum insured $20,000 and over – a satisfactory 2 Stage Veterinary Certificate
IT IS IMPORTANT THAT WE ARE ADVISED IMMEDIATELY SHOULD YOUR HORSE FALL ILL OR SUSTAIN ANY INJURY
Annual Premium:
Minimum policy & horse premium is $100
|
Sum Insured ($)
|
Premium
Class 1, 2 & 3 ($)
|
|
2,000 |
100.00
|
|
3,000 |
144.00
|
|
4,000 |
192.00
|
|
5,000 |
240.00
|
|
6,000 |
288.00
|
|
7,000
|
336.00
|
|
8,000
|
384.00
|
|
9,000
|
432.00
|
|
10,000
|
480.00
|