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Horse External Accident Only


This policy is designed for equestrian, sport & pleasure horses aged between 1 - 18 years and covers.

The sum insured is limited to a maximum of $7,500

  • Death and destruction on humane grounds by external accidental injury only - excluding all losses directly or indirectly attributable to death or humane destruction from illness or disease.
  • In transit within NZ
  • 90 days extension clause
  • Agreed value

Cover Excludes

  • Theft and unlawful removal
  • 12 month extension clause
  • Major Veterinary Costs Extension

We cover all disciplines and for your ease we have divided them into the following classes:
Class 1: Showing, Hacking, Pony Club Activities, Breeding, Schooling. Pleasure, Farm work
Class 2: Dressage, Endurance, Western Riding, Driving, Showjumping, Hunting
Class 3: 3 Day Eventing

On Special Application:

Miniature horses and polo ponies.

What We Pay:

For death or humane destruction from external accident injury

if the Insured horse dies or incurs an injury and the suffering of the horse is incurable and so excessive that destruction is imperative for humane reasons - We will pay the sum insured which was agreed at the commencement of the policy or the agreed sum insured if amended during of the period of insurance as shown on your schedule up to a maximum of $7,500

Veterinary requirements:

A declaration of health unless the horse has been sick or injured during past 12 months in which case a veterinary certificate is required.

Annual Premium:

Minimum policy & horse premium $100

Sum Insured ($) Premium
Class 1, 2 & 3 ($)
2,000 100.00
3,000 100.00
4,000 115.00
5,000 145.00
6,000 175.00
7,000 200.00
7,500 215.00