This policy is for the insurance of foals from 24 hours after birth and covers.
- Death and destruction on humane grounds due to accident or illness.
- Theft and unlawful removal
- In transit anywhere within NZ and Australia including transits between
- Removal & Disposal costs up to $500
- 90 days extension clause
Also includes
- Operations clause - all operations must be advised to Underwriters prior to it being carried out
- Wobbler syndrome
- From when the foal attains 12 months of age - Major Veterinary Costs
What We Pay:
For death or humane destruction from accident, illness or disease
if the Insured horse dies or incurs an injury or is afflicted with an excessively painful disease and the suffering of the horse is incurable and so excessive that destruction is imperative for humane reasons - fair market value of the horse immediately prior to the accident or first manifestation of the illness or disease giving rise to the loss, but will not exceed sum insured specified in the Schedule.
We will pay the fair market value at the time of loss or injury or sum insured on the schedule which ever is the less.
We will pay from when the foal attains 12 months of age.
Major Veterinary Costs - incurred by the insured for the treatment of the insured horse
we will pay up to a maximum of $10,000 or 50% of the Sum Insured each and every accident or illness and in the total over one annual period of insurance. The total costs incurred by each & every accident or illness is subject to an excess of $1,000 or 10% of Sum Insured which ever is the greater to a maximum of $2,000. Conditions do apply
Veterinary requirements:
From 24 hours after birth to 45 days old
For all foals a completed veterinary certificate together with a satisfactory IgG result.
For foals from 46 days old
A completed veterinary certificate
IT IS IMPORTANT THAT WE ARE ADVISED IMMEDIATELY SHOULD YOUR HORSE FALL ILL OR SUSTAIN
ANY INJURY