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Cattle & Dairy

This policy is designed for all types of cattle - individual or herds

Cover

All Risks of Mortality - death or humane destruction resulting from an accident, sickness and disease, (but excluding government slaughter diseases)

Or

Restricted or Specified Perils (for example: accident external injury, fire, flood, storm etc)

Optional extensions to cover

  • Limited Theft and Unlawful Removal.
  • Poison.
  • Malicious Injury
  • Aggregate or Each & Every Loss deductible herd cover –
    limit the amount of loss you can incur in a 12 month period or in one event. Be secure in the knowledge that all your stock is covered
  • Extensions for Named Government Slaughter Diseases
    • To pay the difference between government compensation and current market value
    • Business interruption/loss of profits as a direct result of Government slaughter
    • Movement restriction
  • Bull Infertility
    Economic slaughter following permanent infertility, impotency or being incapable of breeding as a result of Accident, sickness or disease
  • Semen suitability extension
    available providing coverage in the event that collected semen fails to reach the standards required for nitrogen storage
  • Prospective Calf
    provides cover in the event that an unborn calf is not born alive or does not survive to a certain age.
  • Sales and Show Packages
    • Fall of hammer cover
    • Breeding Warranty for vendors of the bulls at sales
    • Short period insurance covering
      • Farm to farm
      • Farm to show/sale until fall of hammer and/or return to farm
      • Up to 30 days’ insurance including all road and rail transits
  • Transit Cover: International or domestic by air, sea, road or rail
    • All risks of mortality or restricted perils (including death as a result of collision or over turning of the carrying vehicle)
    • Foetus cover/mastitis/loss of quarter
    • Pre and post transit quarantine
    • Prohibition of export/rejection/retest

We will always consider new risks and are able to provide bespoke insurance solutions in such cases, for example:

  • Cattle fertilisation centres, insuring ‘in calf’ cows following destruction on economic or humanitarian grounds. Can be extended to include increased husbandry costs incurred as a result of a government movement restriction order preventing.
  • Bull artificial insemination centres, insuring young bulls which are purchased and have been performance tested. Coverage for all risks of mortality, named government slaughter diseases, infertility and semen suitability.
  • Dairy risks providing restricted mortality coverage and loss of income due to the contamination of milk. Can also include consequential loss as a result of animals being destroyed under a government slaughter order. Indemnity is calculated per litre of milk lost for named period or point of replacement whichever the earlier

For more information or quotation please contact us on 0800 378 476 or complete our online form.